Loan Rates
|
Loan Type
|
Max. Term
|
APR*
(As Low As)
|
| Passbook |
5 Years
|
5.50%
|
| Personal |
5 Years
|
11.00%
|
| New Car |
3 Years
|
4.99%
|
| New Car |
5 Years
|
4.99%
|
| New Car |
7 Years
|
5.99%
|
| Used Car |
3 Years
|
4.99%
|
| Used Car |
5 Years
|
4.99%
|
| Home Improvement |
7 Years
|
7.75%
|
| Vacation |
1 Year
|
11.00%
|
| Visa |
|
|
| Introductory Offer |
4 Months |
0.00% |
| Regular Rate |
N/A |
9.49% |
REAL ESTATE LOAN RATES**
|
Fixed Home Equity
|
APR*
(As Low As)
|
|
5 Years
|
5.625%
|
| 10 Years |
6.125%
|
| 15 Years |
6.375%
|
| 20 Years |
6.625%
|
| |
|
|
Home Equity Line of Credit
|
|
| Introductory Offer = 1 year |
3.99% |
| Actual Rate |
6.26% |
|
Mortgage Loans
|
Rate
|
APR
|
Points
|
|
30 Year Fixed Rate
|
6.250%
|
6.27%
|
0.000%
|
|
15 Year Fixed Rate
|
5.875%
|
5.88%
|
0.000%
|
| 5/1 ARM |
5.990%
|
6.01%
|
0.000%
|
*APR-Annual Percentage Rate: The above loan rates are subject to credit approval. Applicants who are not approved at these rates or terms may be offered credit at a higher rate and/or different terms. **Real estate loan rates are subject to change daily. Please call 516-620-8100 for current rates.
|
